What is BECU's Routing Number?
For domestic and international wire transfers, the BECU routing number is 325081403
What is a Routing Number?
A routing number (also known as ABA which stands for American Bankers Association or RTN which stands for Routing Transit Number) is a nine-digit number that is used by banks or other financial institutions to identify where your account was opened in order to send or receive money.
Each bank will have its own specific routing number assigned to them to reduce the chances of miscommunication. In cases where the wrong routing number was provided during the transfer, it can cause your transaction to be delayed, or denied, and if it was approved, it could be transferred to the wrong account.
BECU Routing Numbers For Wire Transfers
For BECU's customers, the same routing number can be used for wire transfers, ACH payments, and checks.
BECU uses FFC (For Further Credit) transfers through its intermediary bank - Wells Fargo - for international wire transfers using a SWIFT Code - WFBIUS6WFFX.
| Type of Wire Transfer | BECU Routing Numbers |
| Domestic Wire transfer | 325081403 |
| International Wire Transfer as FFC to BECU account in the US | 325081403 |
| SWIFT Code of Wells Fargo (Intermediary Bank) | WFBIUS6WFFX |
Transfers within the US to BECU
For transfer within the United States with USD, use:
BECU ABA routing number - 325081403.
The member's details, including full name, address, and a 10-digit BECU account number are required.
Transfers outside the US to BECU
Use the following numbers for the transfers outside the United States with USD:
Wells Fargo's SWIFT - WFBIUS6S
The beneficiary institution's ABA number - 59 Beneficiary ABA: //FW325081403.
The member's details, including full name, address, and a 10-digit BECU account number are required.
Transfers with foreign currencies to BECU
Use the following numbers when transferring in foreign currencies to BECU outside of the US:
Wells Fargo's SWIFT - WFBIUS6WFFX
The beneficiary institution's ABA number - 59 Beneficiary ABA: //FW325081403.
Likewise, the member's details, including full name, address, and a 10-digit BECU account number are required.
Check BCEU's foreign currencies list to see which currency is available.
⚡ Important: Take note of the fluctuation in currency exchange rates as Wells Fargo exchanges the currency at the time you make the deposit in USD
How To Find Your BECU Routing Number on a Check
To find your BECU bank routing number on your check, all you need to do is see the "bottom-left corner" of your check.
The routing number on a check for most banks in the U.S. is situated at the bottom-left corner, followed by an account number and a check number.
How To Find Your BECU Bank Routing Number Online?
Double-check your routing number with both your bank and the recipient.
You can find the BECU routing number online by:
- Checking the BECU Routing Numbers in which you need to make payments. See the routing number for wire transfers.
- Using BECU Website or BECU Mobile app. Note that you will need to provide the state zip code to determine the rate and fee.
- Check or statement issued by BECU Bank.
FAQs
Why do I need a routing number?
You need a routing number to ensure that all of your transactions are transferred to the right destination securely. Your routing number can also be used for other banking activities such as bill payments, direct deposits, and automated online payments.
