Celebrate the Olympics: Be the first to win with 10% off company registration.Start now!

List Of Navy Federal's Routing Numbers In The US

content image

For domestic and international wire transfers, the Navy Federal routing number is 256074974

What is a Routing Number?

A routing number (also known as ABA which stands for American Bankers Association or RTN which stands for Routing Transit Number) is a nine-digit number that is used by banks or other financial institutions to identify where your account was opened in order to send or receive money.

Each bank will have its own specific routing number assigned to them to reduce the chances of miscommunication. In cases where the wrong routing number was provided during the transfer, it can cause your transaction to be delayed, or denied, and if it was approved, it could be transferred to the wrong account.

Navy Federal Routing Numbers For Wire Transfers

For Navy Federal's customers, the same routing number can be used for wire transfers, ACH payments, and checks.

Navy Federal CU does not maintain a SWIFT Code, thus the bank cannot receive international wire transfers directly. However, your funds can still be wired internationally via an intermediary bank.

Your financial institution abroad will connect with an intermediary bank in the US to make an international transfer, where a SWIFT Code will be provided.

Once the intermediary bank receives the wire transfer, your money will be in 'For Further Credit' (FFC) transfer.

Type of Wire Transfer Navy Federal Routing Numbers
Domestic Wire transfer 256074974
International Wire Transfer as FFC to Navy Federal account in the US 256074974
SWIFT Code of The Intermediary Bank The sender's bank shall provide the SWIFT Code

Using the routing number 256074974 from the table above, the associating intermediary bank will make a domestic wire transfer to your Navy Federal bank account in the US.

⚡Important: Ensure to consult with your financial institution before initiating an international wire transfer to understand the fees involved.

How To Find Your Navy Federal Bank Routing Number on a Check

An infographic outlining the routing number, the account number and the check number on a check.

To find your Navy Federal bank routing number on your check, all you need to do is see the "bottom-left corner" of your check.

The routing number on a check for most banks in the U.S. is situated at the bottom-left corner, followed by an account number and a check number.

How To Find Your Navy Federal Bank Routing Number Online?

Double-check your routing number with both your bank and the recipient.

You can find the Navy Federal routing number online by:

  1. Checking the Navy Federal Bank Routing Numbers in which you need to make payments. See the routing number for wire transfers.
  2. Visiting Navy Federal Credit Union online or the Navy Federal Credit Union mobile app. Note that you will need to provide the state zip code to determine the rate and fee.
  3. Check or statement issued by Navy Federal Bank.


Why do I need a routing number?

You need a routing number to ensure that all of your transactions are transferred to the right destination securely.

Your routing number can also be used for other banking activities such as bill payments, direct deposits, and automated online payments.

How do I find my Navy Federal Bank Routing number?


Is '256074974' a Navy Federal bank routing number?


Does Navy Federal Bank have a SWIFT Code?


Looking for a business account?