PayPal Thailand Business Account Fees and Charges

thailand paypal business account fees

It comes to no one's surprise that PayPal is one of the largest and well-known payment processing companies in the world. Since its debut in 1998 Paypal has grown extensively and now operates in more than 200 countries worldwide and in 26 currencies. Customers range from individuals wanting an easy way to spend their cash online to business owners operating their business through strategies. Here's everything you need to know about the Thailand PayPal business account and the fees charged by PayPal for their provided service.

How to sign up for a PayPal Business Account

Do you have an online business within Thailand and are looking toward a secure payment system to accept payments from your customers. We’ll go through the steps of how to sign up for a PayPal Business Account, first of all, to sign up click here.

  • Step 1: Enter details about your business
    PayPal requires all business account users to enter basic details such as business name, contact details, and which currency you want to send and receive payments in. Note that your business name should be identical to your officially registered business name to avoid security issues.
  • Step 2: Provide some personal information
    PayPal will then need some information about you such as the country of birth, residing country as well as identification. For those who do not have a national ID, passport numbers are also accepted.
  • Step 3: Verify your email address
    Once you have finished signing up an email will be sent to your email address. Find the email and click on the link provided to confirm your email address. You can request additional confirmation emails if none are showing up.
  • Step 4: Link and verify your bank account
    If you want to withdraw your funds to a bank account make sure to link as well as to activate/verify your account which will be discussed next.

Personalized information regarding payment solutions depending on the type of business you are associated with can be found here.

How to activate your PayPal Business Account

Finished signing up for your PayPal business account. Now all you just need to do is to link and verify your account to start receiving payments from your customers and withdraw funds.

There are simply 3 steps to take to activate your business account.

  • Step 1: Confirming your email address
    You will receive an email right after you sign up for an account with PayPal. This email will provide a link which you will have to click on in order to confirm your email address.
  • Step 2: Adding a bank account
    To receive payments to your PayPal business account you will need to link a valid Bank account to PayPal. A video on how to link a bank account can be found here. You will need to provide bank details like your Bank Name, Account Number, Bank Code and Branch Code, and make sure the name used for your bank account corresponds to the one used for your PayPal account.
  • Step 3: Verify your Bank account 
    Once your bank account is linked Paypal will make two deposits between 0.01 THB and 0.99 THB that should be reflected within a few business days. When you see these deposits, verify your bank account by logging in to your PayPal Business Account, entering the two amounts, and clicking “Confirm”. After that’s done, you’re ready to do business and receive payments.

PayPal Business Vs. PayPal Personal Accounts

The main difference between a business and a personal account is that if you have a personal account and are expecting incoming payments from customers, they will also have to have a PayPal account to transfer payments to you.

With a business account, you are eligible to accept payments from customers by credit card without the need for them to create an account on PayPal. You will also have the option to choose between either Website Payments Standard (free) or Website Payments Pro (you have to pay a subscription) for your business account.

A business account is recommended for anyone who operates under a company/group name and allows up to 200 employees to have limited access to your account as well as improved customer service.

Already have a personal PayPal account and want to upgrade to a Business account?

Follow these steps:

  1. Go to and log in to your PayPal account
  2. Click the Upgrade Now button at the bottom of the page.
  3. The next page will allow you to choose a personal Premier Account or a Business Account. Simply select which type of account you would like, and click the Continue button.
  4. If you have selected a Business Account, you will be asked to enter your Business Information and click Submit.
  5. Once you've done this, please make sure you Reauthenticate your PayPal connection here (see below).

Fees for PayPal in Thailand

Commercial Payments

A Commercial Payment includes the following:

  • A payment for the sale of goods or services;
  • A payment received after the Seller has used the ”Request Payment” tab on the PayPal website; or
  • A payment that is sent to, or received by, a business or other commercial or non-profit entity.

Activity Country/Region Commercial Payment Fees
Receiving Commercial Payments Thailand Domestic payments: (where applicable) Standard Rate#: 3.9% + Fixed Fee
International payments: Standard Rate#: 4.4% + Fixed Fee
Additional Fees:
Currency conversion Thailand Currency conversion that occurs when sending a Personal or a Commercial Payment or receiving a refund beyond 1 day of the date of the original payment:
Currency conversion that occurs when receiving other payments (including Mass Payments or Payouts), withdrawing funds to your local bank account (if your PayPal balance is held in a currency other than your primary currency), adding funds from a bank account to your PayPal account or when transferring funds between your PayPal balances held in different currencies (as applicable)
Withdrawing your Balance Thailand Withdrawal Method:
 Withdrawals you make to your U.S. bank account.
 USD 35 per withdrawal
 Withdrawals you make to your Thai bank account.
 50 THB - If less than 5,000 THB is withdrawn
Free – If 5,000 THB or more is withdrawn
Sending Mass Payments or Payouts Thailand Domestic payments (if available): 2% of the payment up to a Maximum Mass Payment/Payout Fee* per recipient as listed below.
International payments: 2% of the payment up to a Maximum Mass Payment/Payout Fee* per recipient as listed below****.
Maximum Mass Payments / Payouts Fee for international payments from:Thailand Thailand Currency: Maximum Fee Per Recipient:
Australian Dollar: $60 AUD
Brazilian Real: R$100 BRL
  Canadian Dollar: $60 CAD
Czech Koruna: 1,000 CZK
Danish Kroner: 300 DKK
Euro: 40 EUR
Hong Kong Dollar: $400 HKD
Hungarian Forint: 15,000 HUF
Israeli Shekel: 200 ILS
Japanese Yen: ¥5,000 JPY
Malaysian Ringgit: 200 MYR
Mexican Peso: 750 MXN
New Zealand Dollar: $75 NZD
Norwegian Krone: 300 NOK
Philippine Peso: 2,500 PHP
Polish Zloty: 150 PLN
Russian Ruble: 1,500 RUB
Singapore Dollar: $80 SGD
Swedish Krona: 400 SEK
Swiss Franc: 50 CHF
New Taiwan Dollar: $2,000 TWD
Thai Baht: 2,000 THB
U.K. Pounds Sterling: £35 GBP
U.S. Dollar: $50 USD
Refunding a Commercial Payment Thailand If you refund (partially or fully) a transaction to a buyer or a donation to a donor, there are no fees to make the refund, but the fees you originally paid will not be returned to you.

What exchange rate does PayPal use?

The exchange rate that PayPal uses is based on the Mid-market exchange rate plus a fee for transactions involving a currency conversion.

The currency conversion fee is a percentage margin that is added to the mid-market exchange rate and runs from 2.5 - 4%depending on the currency and type of transactions that are taking place.

Status of PayPal Thailand in 2020

As of now (October 2020) Paypal has paused account registration for all customers living in Thailand that are hoping to create a new PayPal account and have not had the ability to register since August 2020.

Paypal states that they have plans to relaunch Paypal in Thailand in 2021 due to the “working to offer the best payments experience for our customers”.

We are not sure of the exact date next year in which Paypal chooses to reopen for new Thai customers.

However existing customers still have access to PayPal's services including the mobile application.

In addition to this the guest checkout feature also still exists which allows card payments to be made via Paypal without having to register for an account.

To sum up

PayPal offers a lot of information regarding fees and charges or how to sign up for a specific account, however, most of the info is scattered around the PayPal website and might be difficult for you to find if you are not entirely sure what to look for. 

If you still are not sure or have any further inquiries or problems with using PayPal visit the Paypal support/contact page, here if you have an account you can message Paypal directly or report a problem in the complaint/resolution center.

You can also call PayPal customers service which details can be found here, this does not require an existing account.

Can't wait for a Paypal Business Account? Consider registering a Statrys Business Account instead!


How to sign up for a PayPal Business Account?


How to activate your PayPal Business Account?


What does commercial payment consist of?


    Looking for a business account?