Can Foreign-Owned Companies Open a Business Account in Hong Kong?

The short answer is yes — but if you’re a non-resident, traditional banks are making it harder than ever. In this video, we break down exactly, and explain why fintechs like Statrys offer a better alternative in 2026.

Can Foreign-Owned Companies Open a Business Account in Hong Kong?

If you own a Hong Kong company but live overseas, opening a business account can feel like hitting a wall. Many foreign founders still assume a Hong Kong entity guarantees bank access, only to face long delays, in-person interview requests, or outright rejection from traditional banks. The rules have shifted, and what worked years ago no longer applies in 2025.

This video explains why foreign-owned Hong Kong companies struggle with traditional banks today, what banks are really assessing behind the scenes, and why licensed fintech providers have become the practical route for non-resident entrepreneurs who want to operate globally without relocating to Hong Kong.

Key Takeaways

  • Whether foreign-owned Hong Kong companies can still open business accounts in 2025
  • Why traditional Hong Kong banks reject many non-resident founders
  • What banks look for when assessing foreign-owned companies
  • How fintech providers differ from traditional banks in approvals and timelines
  • What alternatives exist if banks repeatedly reject you

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