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If you are considering Airwallex for your business, it helps to understand a few things before you apply. This guide covers 9 practical things to check upfront — how the account is structured, what it actually costs, where eligibility can block you, and what varies by region.

Our Verdict Airwallex is a genuinely capable product for businesses that regularly make cross-border payments, manage multi-currency expenses, or run international teams. The FX rate from 0.2% above interbank is competitive. The Global Account structure is well-built. The Visa card coverage is useful for distributed teams, most cost-effective if you have no more than 5 team members.  The fee that changes the calculation is not on the public pricing page. Depending on account, Airwallex may charge 0.3% on every transfer received from a non-owner account. We found this in our Airwallex Hong Kong account dashboard. For a business collecting regular payments from clients, this fee makes Airwallex materially more expensive than the headline pricing implies. At HKD 200,000 received per month, that is HKD 600/month in receiving fees before any FX or transfer costs. 

If you hold both a Statrys Hong Kong Business Account and a Singapore Business Account, you can now send payments to a list of countries previously unsupported from your HK account (see the full list below). The payment is executed as two separate transactions — a transfer from your Hong Kong account to your Singapore account, followed by a SWIFT payment from your Singapore account to your payee. From your end, both are approved in a single click. How it works When you initiate a payment from your HK account to one of the previously unsupported countries (listed below), the app will explain that two transactions will be executed to complete this payment. A transfer from your HK account to your SG account, followed by a SWIFT payment from your SG account to your payee. You approve both in a single action. Step-by-step Start a payment from your Hong Kong account as you normally would. Select a payee in one of the countries listed below. The app notifies you that two transactions will be executed to complete this payment. Review the summary screen, which shows both transactions: the transfer from your HK account to your SG account, and the outgoing SWIFT payment from your SG account to your payee. You can approve both transactions in a single click. Countries for which this mechanism applies

Neobanks have removed most of the friction from everyday banking. But with dozens of options available, choosing the right one requires knowing what you actually need — not just which app has the best interface. This guide covers 12 of the top neobanks in 2026, organised by use case, interest rates, and fees. Whether you need high-yield savings, credit building, international transfers, or a business account, the right option depends on where you are and what you are trying to do. In this guide, you will learn: What distinguishes neobanks from traditional banks A comparison of 12 top neobanks across the US, UK and Europe Which neobank is best by use case: savings, travel, investing, credit building, business How to evaluate which neobank fits your situation