Revolut Business Account Review [2026]: Is It Worth It?

Revolut Business is one of the most recognisable names in business accounts, and the pricing looks simple on the surface: GBP 10 a month to get started. The catch is that the Basic plan's GBP 1,000/month FX allowance runs out quickly for any business doing regular international payments, and features that growing businesses typically need, like bulk payments, are either locked behind higher plans. A dedicated account manager comes only with Enterprise, which is custom-priced.

This review covers what Revolut Business actually costs at different usage volumes, which features you will hit a wall on, and when it makes sense to look elsewhere.

One important note upfront: Revolut Business is only available to companies registered in the UK, the European Economic Area (EEA), or the United States. If your company is incorporated in Hong Kong, Singapore, or elsewhere in Asia, you are not eligible to open an account.

Who Revolut Business Works For and Who It Does Not

Revolut Business Plans Explained

Revolut Business has four plans: Basic, Grow, Scale, and Enterprise. There is no free tier. All fees below are based on Revolut's UK pricing.

Fees based on Revolut UK pricing, April 2026. Plans and pricing may differ in other regions. Check revolut.com/business for your local version.

The Basic plan works as an entry point for small businesses just testing the platform. The GBP 1,000 FX allowance sounds reasonable until you process your first month of supplier payments. For a business converting GBP 5,000 a month into other currencies, you may exceed the cap in the first week and pay the 0.6% overage fee on the rest.

Grow is where most active SMEs end up. The GBP 15,000 FX allowance covers most businesses with minimal import/export volume, and the 5 free international transfers per month are useful. Bulk payments also unlock here, which matters for companies running payroll or paying multiple suppliers at once.

Scale makes economic sense if you need to do regular high-volume FX. 

Revolut Business Account Fees: What You Will Actually Pay

Beyond the monthly subscription, these are the fees you will encounter regularly:

Source: Revolut UK pricing page, April 2026. All fees are in GBP and may vary by region. 

Real-Cost Example: GBP 20,000 in Monthly International Payments

Here is what the fees actually look like for a business converting GBP 20,000 per month into supplier currencies.

At GBP 20,000/month in FX, Basic is almost never the right plan. Grow costs less per month once you factor in the overage difference, and Scale becomes worth considering only when you are doing significantly higher volumes. The 2% ATM fee across all plans is worth flagging for any business using Revolut cards for cash withdrawals abroad. It does not change with plan tier. A Scale subscriber pays the same 2% as a Basic one.

Note: Estimated totals reflect fees only and exclude any FX rate margin applied to currency conversions. The actual cost of exchanging currency will depend on the rate offered at the time of transaction.

Revolut Business Account Features

Revolut Business offers a wide range of tools and capabilities designed to support modern businesses. While the platform includes many features, below are some of the core and more unique ones.

Multi-Currency Support

Revolut Business supports 25 currencies. You can set up multiple currency accounts with local and global details to send and receive payments in those currencies. You can exchange at interbank rates up to your plan’s monthly allowance. After that, FX fees apply, based on Revolut’s pricing and rates

EUR transfers are processed like domestic payments in speed and cost. Other currencies typically use SWIFT, so receiving USD, SGD, or HKD may involve intermediary fees.Incoming transfers in GBP, EUR, USD, and CHF are free. 

Corporate Cards 

Revolut Business debit cards help manage team spending, supplier payments, and day-to-day expenses.

Spend in 150+ currencies, with payments automatically taken from available balances or exchanged at interbank rates within your plan’s allowance during market hours. Cards can also be linked to specific currency accounts for different teams or expense types.

Virtual company cards can be used for suppliers, vendors, and subscriptions, and are issued in the business’s name.

Integrations

Revolut Business connects with a wide range of tools to streamline workflows, reduce manual work, and keep systems in sync.

You can integrate accounting, HR, automation, and ecommerce tools. For accounting, sync transactions, categories, tax rates, statements, and receipts automatically.

FX Tools

Revolut Business offers FX Forwards, letting you lock in exchange rates for up to 2 years across 10+ currencies. You can choose fixed or flexible settlement dates to manage cash flow and reduce currency risk. Fees and terms apply.

Savings and Crypto

Revolut Business offers interest-bearing savings accounts on eligible plans (from Grow and above), with rates up to 3.3% AER (variable). No withdrawal fees, and funds remain accessible.

You can also buy, sell, send, and receive cryptocurrency, with access to 279 tokens, including Bitcoin and Ethereum.

Customer Support

The Help Centre covers most common issues, and Revolut offers 24/7 in-app chat support for all business customers in over 100 languages. Only Enterprise plan customers have access to a dedicated account manager. 

Most support is handled in-app, but if you can’t access it, you can email support@revolut.com. There is no phone support for general queries on any business plan.

How to Open a Revolut Business Account

Opening a Revolut Business account is a straightforward online process, but approval depends on meeting specific eligibility rules and providing the right documentation. Here are the requirements everything you can prepare to avoid delays.

Eligibility

Your company must meet all of the following before you apply:

• The company is fully incorporated and active
• Be a Private Limited Company, Public Limited Company, Limited Liability Partnership, Limited Partnership, or General Partnership
• The company is registered in the United Kingdom, the EEA, or the United States
• The business is not in an unsupported industry, such as crowdfunding platforms, fine art dealers, and video game arcades.
• The account applicant is resident in a supported country

For UK or EEA–registered companies:
You can apply if you reside in the UK, EEA, US, Australia, Singapore, or India, plus supported territories (e.g. Gibraltar, Guernsey, Isle of Man, Jersey, Åland Islands, Azores, Madeira, Mayotte).

For US–registered companies:
You can apply if you reside in the US, UK, Australia, Brazil, Canada, India, Israel, Japan, Mexico, New Zealand, Singapore, Switzerland, UAE, or the EEA (excluding Bulgaria), plus supported territories (e.g. Åland Islands, Azores, French Guiana, Guadeloupe, Martinique, Mayotte, Réunion, Saint-Martin, Gibraltar, Guernsey, Isle of Man, Jersey, Madeira). 

Required Documents

•  Video selfie and a valid government-issued ID or residence permit
• Certificate of incorporation
• Proof of business activity: a website, supplier contract, or sales invoice matched with a bank statement
• Proof of operating address
• List of all directors and shareholders holding over 25% ownership

The Application Process

The application is fully online. Here are the steps:

1. Go to the Revolut Business sign-up page and complete the brief online application form.
2. Enter your personal details, including your full name, address, and date of birth.
3. Provide basic company incorporation details: your registered company name, incorporation number, and trading name.
4. Revolut may ask you to upload your most up-to-date incorporation certificate or registry extract.
5. Provide documents to verify your identity, including your name, address, a photo ID, and a selfie.
6. Provide a description of what your company does and where it operates.
7. If you are not a director or shareholder, provide proof of authorisation confirming your right to open an account on behalf of the business.
8. Submit your application for review. Revolut may reach out to confirm a few details.
9. Once approved, transfer money into your new account to get started.

Revolut aims to review your application within 24 hours of submission, though estimated times can vary depending on the complexity of your application. Accounts should be activated within a few business days if the documents are in order.

Revolut Business: Ratings and Real User Reviews

On Trustpilot, Revolut holds a strong rating of 4.7+ out of 5 based on 390K+ reviews. 

Most positive reviews highlight the platform’s user-friendly interface, smooth navigation, and overall reliability. Many users find it easy to manage payments, track spending, and handle financial tasks without friction.

A number of users is not satisfied with the pricing changes for weekend currency exchanges, which can catch businesses off guard. Others report issues with verification checks. There are also occasional complaints about dispute resolution with merchants and cash withdrawal limitations in certain locations.

Overall, the feedback suggests a well-designed and efficient platform, with most criticism centered on specific edge cases.

Alternatives to Consider

If Revolut Business does not fit your needs — whether because of the eligibility restrictions, the FX allowance caps, or the lack of a dedicated account manager below Enterprise level — and your company is based in Asia, Statrys is worth considering.

Statrys is a licensed payment service provider offering multi-currency business accounts that support 11 major currencies for businesses registered in Hong Kong, Singapore and the BVI. You can send, receive, and track international payments without hidden fees or transaction limits.

Every account comes with a dedicated account manager, which is ideal if you value direct and responsive support. 

You can also add accounting services directly through Statrys — bookkeeping and accounting handled in one place.

If you don't have a company yet, Statrys is an all-in-one solution. You can incorporate in Hong Kong or Singapore, open a multi-currency business account, and access accounting support — all from a single platform. That means fewer handoffs and a faster path from formation to first transaction. 

👉 See how Statrys works for Hong Kong businesses or 👉 See how Statrys works for Singapore businesses