Wise vs Statrys: Business Account Comparison [2026]

If you're deciding between Wise and Statrys for your business account, it really comes down to how your business runs and what you need your account to handle. Wise gives you broad international coverage, local account details in major markets, and plenty of automation. Statrys takes a more guided approach, with predictable FX, simple local payouts in Asia, and help from real people when you need it.

Both options work well, but they suit different types of businesses. This comparison walks you through those differences, so you can quickly see which one fits your business best.

Overall, Statrys works well for SMEs with most of their payments in Asia who want clear pricing and hands-on support. But if you need to reach many markets with minimal setup, Wise offers more flexibility.

Statrys is more focused on Asia and keeps things simple, with strong local payment channels and one account number to receive payments in all supported currencies. On the other hand, Wise covers more currencies and gives you local account details in big markets like the UK, US, and Europe. That’s useful if your clients or platforms pay you from many different countries.

So the real question is where your money actually comes from. If most of your payments are in Asia, Statrys is the more practical option. If your income is sourced from many regions, Wise gives you wider coverage.

Statrys uses fixed transfer fees and FX starting from 0.1%, which makes costs easier to plan when you send or receive money regularly. Wise works differently. Fees vary depending on the currency, transfer route, and payment method. Sometimes that works out cheaper, and sometimes it does not.
With Wise, the final cost depends on each transfer, so it’s something you usually check before sending money, especially when payments involve different currencies or routes.

Both accounts can be opened fully online. Statrys works with companies incorporated in Hong Kong, Singapore, and the BVI, so the application flow is usually straightforward once you have your documents ready.

Wise supports a wider range of business types across more countries. That works well if your company isn’t set up like a typical Hong Kong or Singapore business, but it can also mean extra checks and a bit more waiting, depending on where your company is registered.

If customer support matters to you, the two providers take different approaches. Statrys gives you several ways to reach a real person and assigns a dedicated account manager who can step in when you need help. This can be especially useful when you’re setting up or managing payments across borders and want quick, direct answers. 
Wise relies more on self-serve tools, and most queries start in the Help Centre before reaching an agent. It works well for routine tasks and standard transfers, but support is less direct when an issue needs extra checks or follow-up.

Reviews highlight different strengths for each platform. Statrys is often praised for onboarding support and responsiveness, especially during setup. Wise is more commonly mentioned for fast transfers, clear pricing, and ease of use for everyday international payments.

The downsides are different, too. With Statrys, reviews most often mention eligibility limits. With Wise, users more frequently talk about slower verification or limited support when extra checks are needed.