Not sure what to choose? Take a short quiz and get recommendations.

Airwallex Hong Kong vs Statrys: Which Is Better in 2026?

2026-02-27

6 minute read

An Infographic featuring two cards with Statrys and Airwallex logos, separated by a 'VS' in the middle, indicating a comparison between the two.

If you're here to find out whether Statrys or Airwallex is better, my answer might surprise you. Neither one is better in every way. Both platforms offer solid solutions, but they’re built for very different types of businesses.

If we told you Statrys outperforms Airwallex across the board and should be the choice for every business, we’d be lying. And frankly, Statrys isn’t trying to be the one-size-fits-all solution. Our goal is to help you understand where each provider shines, and more importantly, which one fits how your business runs.

This comparison breaks down the differences in terms of features, fees, support, and the account opening process to help you decide which provider is most suitable for your needs.

Disclaimer: The information in this article is accurate as of 23 February 2026. Please note that details may change over time. For the latest updates, please visit the providers' websites.

Quick Take: Which One You Should Use?

Choose Statrys if:

✔️You want a simple multi-currency account to hold, send, and receive money locally and internationally in all major currencies.

✔️You prefer fixed fees to predict the budget easily.

✔️You prefer speaking with a human directly when issues arise.

Choose Airwallex if:

✔️ You need local accounts in many regions to collect money like a local business.

✔️ Your business requires advanced tools like payment gateways and APIs to simplify operations.

✔️ You want broader integrations for automation, marketplaces, or scaling globally

For most Hong Kong SMEs focused on managing international payments efficiently, Statrys offers a more straightforward and predictable setup. Airwallex is better suited to businesses building payment infrastructure into their systems or businesses registered outside Hong Kong, Singapore, and the British Virgin Islands (BVI).

The right choice depends on whether you prioritise simplicity and responsive support, or technical flexibility for global scale.

Open a Hong Kong Business Account

Access 11 major currencies, real support, and fees that won't surprise you. Trusted by 10,000+ SMEs globally.

Screenshot of the Statrys payment platform's business account dashboard.

Business Account Features Comparison

Features Statrys Airwallex
Hong Kong business accounts’ supported currencies 11 currencies: HKD, USD, EUR, GBP, SGD, CNY, AUD, CAD, CHF, JPY, NZD. 11 currencies: HKD, GBP, USD, CNY, EUR, AUD, CAD, CHF, JPY, NZD and SGD.
Send money locally 12 currencies, including HKD, USD, EUR, GBP, SGD, AUD and JPY. 90+ currencies
Send money overseas To 100+ countries To 200+ countries
Transfer limit No minimum or maximum transfer limit Varies depending on factors such as currencies, payment channels, and account capabilities.
International (SWIFT) transfer speed Within 3 business days Within 3 business days
Real-time payment tracking tool Not specified
Integration Xero, Shopify, Stripe, PayPal Xero, QuickBooks, HubSpot, Zapier, Amazon and more
Other offers Maker-approver workflow, free MT-103 (SWIFT receipt), complimentary invoice software, company incorporation, and accounting services. Batch payments, APIs for developers, payment gateway, checkout page, plugins, payment links

Statrys is a strong fit for Hong Kong SMEs that want a simple way to hold, convert, send, and receive money in major currencies, with a real-time payment tracking tool.

Airwallex makes more sense to businesses that need payment infrastructure built into their platform through APIs or gateway tools. However, it lacks detailed information on real-time payment tracking, which could be important for businesses that need full visibility into international transactions.

Business Account Fees Comparison

Fees Statrys Airwallex
Account opening fee Free* Free
Account monthly fee Free Explore: Free
Grow: HKD 499 (excl. GST)
Accelerate: HKD 2,499 (excl. GST)**
Minimum deposit HKD 0 HKD 0
Receive local payments Free to receive HKD and CNY in Hong Kong 0.3% on each non-owner account’s payment received**
Send local payments HKD 5 for HKD/CNY

HKD 25 for USD, AUD, EUR, INR, GBP, SGD, IDR, and PHP

HKD 35 for THB, TRY, and KRW

HKD 50 for VND
Free
Receive international payments HKD 60 0.3% on each non-owner account’s payment received
Send international payments HKD 85 HKD 120 - 200
FX rates and fees Competitive FX rate based on a real-time mid-market rate with fees starting from 0.1%. Competitive FX rates with FX conversions starting from 0.2% above interbank rates

Notes and Remarks *,**,***

If your business expects moderate to high incoming volumes (for example, many customer payments or marketplace receipts), the 0.3% fee on Airwallex can add up faster than Statrys’s fixed, predictable pricing.

For sending payments, Airwallex is more cost-effective for local payments, while Statrys is more cost-effective for international transfers.

Statrys may be more cost-efficient and easier to forecast because you always know exactly what you will pay per transaction.

Airwallex’s free plan can still work well, but its variable incoming fees and higher FX mark-ups mean total costs may be higher depending on usage.

Why pay 0.3% when you get paid?

Collect local payments for free and enjoy flat fees on international transfers. Simple and no surprises.

Screenshot of the Statrys payment platform's business account dashboard. The interface displays account details for "Happy Client Limited," showing a total balance of HKD 886,277.52 across multiple currencies (HKD, USD, EUR). The left sidebar contains navigation options such as Accounts, Transfer, Convert, Secure your FX Risk, Payees, Cards, Team, Statements and documents, and Integrations. A prominent "Add a payee" and "View Account Details" call-to-action section is visible.

Application Process Comparison

Features Statrys Airwallex
Who can apply? Standard incorporated entities (sole proprietorships, LLCs, LLPs, etc.) registered in Hong Kong, Singapore, and the British Virgin Islands (BVI) Standard corporate entities that are registered in a wide range of jurisdictions, including Hong Kong, Singapore, the United Kingdom, Australia, and the United States.
100% online application
Approval time 96% of clients opened their accounts within 3 business days Within 3 business days

Both platforms provide a fully online setup. Airwallex’s wider geographic coverage can benefit businesses operating across multiple regions. In terms of ease of onboarding, Statrys and Airwallex are comparable.

Customer Support Comparison

Features Statrys Airwallex
Dedicated Account Manager Available only on the Accelerate plan (HKD 2,499 per month, excl. GST)
Communication Channels FAQs, phone, email, website, live chat, WhatsApp, and WeChat Help Centre, contact form, chatbot
Working Hours 10 am to 7 pm (GMT+8), Monday to Friday (except Hong Kong public holidays)

24/7 through website chat (automated — Statrys replies during business hours if not resolved)
The working hours are not specified

24/7 chatbot via website (automated – Airwallex replies during business hours if needed)

If direct human support matters to you, Statrys is likely the better choice. Airwallex focuses more on digital support, with dedicated managers reserved for top-tier plans.

User Reviews & Ratings

Features Statrys Airwallex
Trustpilot Score 4.6/5 (380+ reviews), as of 27 February 2026 3.4/5 (2,200+ reviews), as of 27 February 2026
Common Praise Responsive human support Easy-to-use platform
Common Complaints Application rejection due to a prohibited business type or location Slow support and delayed resolution when accounts are under review

Open a Hong Kong Business Account

Access 11 major currencies, real support, and fees that won't surprise you. Trusted by 10,000+ SMEs globally.

Screenshot of the Statrys payment platform's business account dashboard.

FAQs

Is Airwallex safe?

Airwallex is safe, as it is regulated by the Customs and Excise Department in Hong Kong and holds a Money Service Operators license. Thus, customer funds are protected.

Is Statrys safe?

What are the main differences between Statrys and Airwallex?

Can I have both Statrys and Airwallex business accounts?

Which business account is better: Statrys or Airwallex?

Disclaimer

More info

Statrys competes directly with Airwallex in the payment industry, but we are committed to providing an unbiased, thorough review to help you make an informed choice. Click More info to read the full disclaimer on our review.

Get your Hong Kong business account open in a few days

  • icon

    100% online application

  • icon
  • icon
dashboard statrys 2026