Currenxie VS Statrys: Which Is Better in 2025?

If you’re hoping to see a one-sided narrative of me saying Statrys is better than Currenxie and that you should use us, I am afraid that's not the purpose of this comparison. 

This comparison was not created to claim that Statrys is the solution for everyone, or to dismiss what Currenxie brings to the table. The reality is, we both solve different problems for different businesses, and what works for one company might be the wrong fit for another.

Too many comparisons ignore details that matter for founders, such as how easy it is to open an account, what support is actually like when things go wrong, and which fees end up eating your profits. This article addresses those issues.

I’ll lay out the facts, with features, fees, customer support, and account opening process so you can see where each provider stands and decide which solution genuinely fits your business. 

Let’s get started.

Both providers offer multi-currency capability, support international payments, and integrate with major platforms like Xero and PayPal. 

Statrys is designed for simplicity, using a single account number for all supported currencies. Currenxie, on the other hand, provides local virtual accounts in multiple countries, consolidating them into a multi-currency wallet, which may involve slightly more effort in managing multiple accounts.

Statrys supports payments to and from more countries. It also has the edge on FX, offering access to a trade desk support, an advantage for businesses handling large or frequent currency conversions. Currenxie, meanwhile, integrates with more ecommerce platforms, including niche ones like Etsy, JD.com, and Mercado Libre. It also supports a broader range of currencies, including less common options like NOK, DKK, and SEK, which is ideal for sellers targeting those specific markets.

Both providers mostly rely on flat fees, which helps businesses predict their costs and budget easier.

Statrys offers a more cost-effective solution for businesses managing local payments in Hong Kong by allowing free receipt of local HKD transfers, whereas Currenxie charges a flat fee for incoming funds. This can add up, especially for smaller transactions. For transactions up to HKD 500,000, Statrys remains the more affordable option; after that, the two providers’ fees are largely comparable. 

For international payments, the cost difference between the two providers is minimal. Currenxie charges slightly lower fees for outgoing SWIFT transfers while receiving SWIFT payments and foreign exchange fees are generally comparable between both services.

Statrys is great for businesses that need multiple cards to manage team expenses, offering the flexibility to issue both physical and virtual cards for employees. It also offers a competitive rate for foreign transaction. However, since it is a prepaid card that requires funds to be loaded in advance, some companies might find this less convenient. In contrast, Currenxie uses a debit card that draws directly from the account balance, providing more convenient access to funds.

On the other hand, Currenxie’s strength lies in its rewards and cashback on purchases, making it attractive for companies with high transaction volumes. However, it limits users to only one card per account, which can be restrictive for businesses needing cards for multiple team members.

Currenxie offers a wider geographic reach, serving most countries except the US and sanctioned regions, while Statrys concentrates mainly on the Asian market. 

When it comes to business types, Statrys is more inclusive, accepting sole traders, whereas Currenxie excludes them, so if you’re a freelancer, Currenxie is likely not an option. Currenxie also places more emphasis on the ecommerce business. 

Both platforms provide a fully online setup process with similar approval times, making onboarding quick and convenient.

Statrys puts effort into making support accessible and quick, offering real-time options like phone and popular messaging apps such as WhatsApp, which is widely used in Europe and America, and WeChat, popular in China. This range of channels ensures that businesses across different regions can get timely and convenient assistance when they need it.

On the other hand, Currenxie offers more limited support, relying mainly on help centre, query forms and a chatbot that pulls help center articles, which may not be as efficient for businesses needing immediate assistance. Additionally, Currenxie doesn’t provide clear information about its support hours, which could cause uncertainty regarding availability.

For a complete picture, we recommend taking a look at Trustpilot reviews to see how clients feel about Statrys and Currenxie’s customer service.

Statrys leads in both rating and review volume, reflecting user approval for its services. Currenxie also has positive reviews, but may fall short on customer support, potentially due to limited channels available.

Choosing the right business account depends on more than just features or fees. The real question is whether the platform matches your business model and how you operate day to day. Here’s how Statrys and Currenxie stack up for different needs.

• Companies registered in Hong Kong, Singapore, or the BVI that want a straightforward, multi-currency account without managing multiple account numbers
• Businesses that receive frequent local HKD payments and want to avoid charges on incoming transfers
• Teams that need multiple physical and virtual cards to manage employee expenses
• Users who prefer real-time support through WhatsApp, live chat, or email
• Sole traders or freelancers who need a business account

• Ecommerce sellers collecting revenue across unique marketplaces like Shopify, Etsy, JD.com, or Mercado Libre
• Companies dealing in less common currencies such as NOK, DKK, or SEK
• Businesses that want cashback and discount perks
• Those looking for platform API access for more customisation