Currenxie VS Statrys: Which Is Better in 2025?

2025-07-10

5 minute read

Statrys vs Currenxie comparison graphic featuring two cards, one for Statrys on the left in coral and one for Currenxie on the right in white.

If you’re hoping to see a one-sided narrative of me saying Statrys is better than Currenxie and that you should use us, I am afraid that's not the purpose of this comparison. 

This comparison was not created to claim that Statrys is the solution for everyone, or to dismiss what Currenxie brings to the table. The reality is, we both solve different problems for different businesses, and what works for one company might be the wrong fit for another.

Too many comparisons ignore details that matter for founders, such as how easy it is to open an account, what support is actually like when things go wrong, and which fees end up eating your profits. This article addresses those issues.

I’ll lay out the facts, with features, fees, customer support, and account opening process so you can see where each provider stands and decide which solution genuinely fits your business. 

Let’s get started.

Disclaimer: The information in this article is accurate as of 18 June 2025. Details may change over time; please check the providers' websites for the most current information.

Open a Statrys account in 3 days or less

Manage 11 major currencies in one account, send and receive funds from 140+ countries, and enjoy FX fees from 0.1%.

Screenshot of the Statrys payment platform's business account dashboard. The interface displays account details for "Happy Client Limited," showing a total balance of HKD 886,277.52 across multiple currencies (HKD, USD, EUR). The left sidebar contains navigation options such as Accounts, Transfer, Convert, Secure your FX Risk, Payees, Cards, Team, Statements and documents, and Integrations. A prominent "Add a payee" and "View Account Details" call-to-action section is visible.

Business Account Features Comparison

Statrys Currenxie
Main product offering A multi-currency account that lets you hold various currencies under a single account number Get a local virtual account numbers in several countries and consolidate them into one multi-currency wallet
Supported Currencies in the Accounts 11 currencies: HKD, AUD, CAD, CHF, RMB, EUR, GBP, JPY, NZD, SGD, and USD 14 currencies: USD, EUR, HKD, GBP, JPY, CAD, AUD, NZD, RMB (CNH), SGD, CHF, DKK, NOK and SEK
Send Funds To 140+ countries To 50+ countries locally and 120+ countries cross-border
Receive Funds From 140+ countries From 40+ countries locally, and 120+ countries cross-border
International Payments (SWIFT) ✔️ ✔️
Real-time tracking of international payments ✔️ Not specified
FX Features Spot orders available, with a dedicated trade desk support to help you secure preferable exchange rates Spot trades
Integration Xero accounting software integration, Shopify, Stripe, PayPal Xero, Shopify, eBay, Etsy, PayPal, Stripe, Klarna, Adyen, and Alipay, and more
green-lightbulb

Did you know? Local payments are a faster international transfer alternative and potentially cheaper than SWIFT.

Features Comparison

Both providers offer multi-currency capability, support international payments, and integrate with major platforms like Xero and PayPal. 

Statrys is designed for simplicity, using a single account number for all supported currencies. Currenxie, on the other hand, provides local virtual accounts in multiple countries, consolidating them into a multi-currency wallet, which may involve slightly more effort in managing multiple accounts.

Statrys supports payments to and from more countries. It also has the edge on FX, offering access to a trade desk support, an advantage for businesses handling large or frequent currency conversions. Currenxie, meanwhile, integrates with more ecommerce platforms, including niche ones like Etsy, JD.com, and Mercado Libre. It also supports a broader range of currencies, including less common options like NOK, DKK, and SEK, which is ideal for sellers targeting those specific markets.

Business Account Fees Comparison

Statrys Currenxie
Account Opening Fee Free* Free
Account Monthly Fee Free Free
Receive Local Payments in Hong Kong Free USD 0.75
(About HKD 5.8)**
Send Local Payments HKD 5 for each HKD/CNY

HKD 25 if the amount exceeds HKD 500,000

HKD 75 for USD payment

HKD 25 to 50 for local payments in select countries
USD 3
(About HKD 23.5)**
Receive International Payments (SWIFT) HKD 60 USD 8 per transfer
(About HKD 62.7)**
Send International Payments (SWIFT) HKD 85 USD 8 per transfer
(About HKD 62.7)**
FX Rate Based on live mid-market exchange rates Based on mid-market exchange rates
FX Fee From 0.1% Between USD and HKD: 0.10%
Other currencies: 0.35% - 0.60%

More details *,**

Fees Comparison

Both providers mostly rely on flat fees, which helps businesses predict their costs and budget easier.

Statrys offers a more cost-effective solution for businesses managing local payments in Hong Kong by allowing free receipt of local HKD transfers, whereas Currenxie charges a flat fee for incoming funds. This can add up, especially for smaller transactions. For transactions up to HKD 500,000, Statrys remains the more affordable option; after that, the two providers’ fees are largely comparable. 

For international payments, the cost difference between the two providers is minimal. Currenxie charges slightly lower fees for outgoing SWIFT transfers while receiving SWIFT payments and foreign exchange fees are generally comparable between both services.

Card Features and Fees

Statrys Currenxie
Eligibility Companies registered in Hong Kong or Singapore Companies registered in Hong Kong
Card Type Physical and virtual prepaid Mastercard® card Physical and virtual Visa debit card
Card Base Currency HKD HKD
Number of Cards 1 physical card and 4 virtual cards per cardholder Only one card per account.
Payment Limit HKD 600,000 per cardholder per year Depends on the HKD balance in the account.
ATM Withdrawal ✔️ ✔️
ATM Withdrawal Limit Up to HKD 120,000 per year Could not find the information
ATM Withdrawal Fee 1.99% (minimum of HKD 31) 2% (minimum of HKD 30)
Foreign Transactions Fee 1.5% + Mastercard® conversion rate 1.95% + Visa conversion rate
Manage and control card in app ✔️ ✔️
Other benefits Maker-approver role Visa partners benefit, such as discounts on Google Workspace, Office 365, Shopify, and Hootsuite, cashback on eligible purchases, compatible with Google Pay wallet

Cards Comparison

Statrys is great for businesses that need multiple cards to manage team expenses, offering the flexibility to issue both physical and virtual cards for employees. It also offers a competitive rate for foreign transaction. However, since it is a prepaid card that requires funds to be loaded in advance, some companies might find this less convenient. In contrast, Currenxie uses a debit card that draws directly from the account balance, providing more convenient access to funds.

On the other hand, Currenxie’s strength lies in its rewards and cashback on purchases, making it attractive for companies with high transaction volumes. However, it limits users to only one card per account, which can be restrictive for businesses needing cards for multiple team members.

Account Eligibility and Setup Comparison

Criteria Statrys Currenxie
Business Type Eligibility Accepts most structures, including sole proprietorships, LLCs, LLPs, and PLCs. Serves ecommerce sellers, SMEs, large enterprises, marketplaces, and platforms. Sole traders are not supported.
Country Eligibility Available in Hong Kong, Singapore, and the British Virgin Islands (BVI). Open to most countries except the US and those under sanctions.
Registration Channel Fully online through the Statrys website. Fully online through the Currenxie website.
Main Documents Needed HKID or passport of directors/shareholders, Certificate of Incorporation, Business Registration Certificate. Requirements may vary by business type. Business Registration Certificate, valid ID, and proof of address for all directors and key shareholders.
Approval Time Typically under 3 business days. Generally within 3 business days.

Account Eligibility and Setup Comparison

Currenxie offers a wider geographic reach, serving most countries except the US and sanctioned regions, while Statrys concentrates mainly on the Asian market. 

When it comes to business types, Statrys is more inclusive, accepting sole traders, whereas Currenxie excludes them, so if you’re a freelancer, Currenxie is likely not an option. Currenxie also places more emphasis on the ecommerce business. 

Both platforms provide a fully online setup process with similar approval times, making onboarding quick and convenient.

Customer Support

Statrys Currenxie
Personalised Customer Services ✔️
Communication Channels FAQs, Live Chat on Website, Email, Phone, WhatsApp, WeChat Chatbot, Help centre, Query forms
Working Hours 10 am to 7 pm (GMT +8)
Monday to Friday (except on public Hong Kong holidays)
We cannot find specific information on Currenxie’s website.

Customer Support Comparison

Statrys puts effort into making support accessible and quick, offering real-time options like phone and popular messaging apps such as WhatsApp, which is widely used in Europe and America, and WeChat, popular in China. This range of channels ensures that businesses across different regions can get timely and convenient assistance when they need it.

On the other hand, Currenxie offers more limited support, relying mainly on help centre, query forms and a chatbot that pulls help center articles, which may not be as efficient for businesses needing immediate assistance. Additionally, Currenxie doesn’t provide clear information about its support hours, which could cause uncertainty regarding availability.

For a complete picture, we recommend taking a look at Trustpilot reviews to see how clients feel about Statrys and Currenxie’s customer service.

User Reviews & Ratings

Rating & Reviews Statrys Currenxie
Trustpilot Score 4.3 stars from 333 reviews 3.6 stars from 170 reviews
Common Praise Responsive customer support, straightforward setup, dependable transfers Trusted for foreign exchange conversions and wire transfers, easy to use
Common Complaints Application rejections based on business type or location Slow customer support and delays in accessing funds

Statrys leads in both rating and review volume, reflecting user approval for its services. Currenxie also has positive reviews, but may fall short on customer support, potentially due to limited channels available.

Statrys vs Currenxie: Which One Should You Choose?

Choosing the right business account depends on more than just features or fees. The real question is whether the platform matches your business model and how you operate day to day. Here’s how Statrys and Currenxie stack up for different needs.

Who Should Use Statrys?

  • Companies registered in Hong Kong, Singapore, or the BVI that want a straightforward, multi-currency account without managing multiple account numbers
  • Businesses that receive frequent local HKD payments and want to avoid charges on incoming transfers
  • Teams that need multiple physical and virtual cards to manage employee expenses
  • Users who prefer real-time support through WhatsApp, live chat, or email
  • Sole traders or freelancers who need a business account

Who Should Use Currenxie?

  • Ecommerce sellers collecting revenue across unique marketplaces like Shopify, Etsy, JD.com, or Mercado Libre
  • Companies dealing in less common currencies such as NOK, DKK, or SEK
  • Businesses that want cashback and discount perks
  • Those looking for platform API access for more customisation 

Open a Hong Kong Business Account

No minimum deposit. No maximum transaction. Support from an account manager.

Screenshot of the Statrys payment platform's business account dashboard. The interface displays account details for "Happy Client Limited," showing a total balance of HKD 886,277.52 across multiple currencies (HKD, USD, EUR). The left sidebar contains navigation options such as Accounts, Transfer, Convert, Secure your FX Risk, Payees, Cards, Team, Statements and documents, and Integrations. A prominent "Add a payee" and "View Account Details" call-to-action section is visible.

FAQs

What are the key differences between Currenxie and Statrys?

Currenxie and Statrys both offer multi-currency capability, but their setups differ. Currenxie provides local receiving accounts in multiple countries and consolidates them into a multi-currency wallet. Statrys, on the other hand, offers a single multi-currency account that simplifies fund management under one account number.  Additionally, Statrys provides more personalised customer support, accepts sole traders, and offers a trade desk support for FX, while Currenxie supports more ecommerce platform integrations and a broader range of currencies.

How do the payment card features compare between Statrys and Currenxie?

Can I open both a Statrys business account and a Currenxie business account?

Is Statrys a bank?

Where are Currenxie and Statrys based?

Disclaimer

More info

Statrys competes directly with Currenxie in the payment industry. However, we're committed to providing an unbiased, thorough review to help you make an informed choice.

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statrys dashboard payments 2025