From Hong Kong to Singapore: Incorporation Services with Spring Discounts!Explore Today!

List Of M&T Bank Routing Numbers In The US (2023)

content image

For domestic wire transfers, the M&T Bank routing number is 022000046

For international wire transfers, the routing number is 31302955

What is a Routing Number?

A routing number (also known as ABA, which stands for American Bankers Association or RTN, which stands for Routing Transit Number) is a nine-digit number that is used by banks or other financial institutions to identify where your account was opened in order to send or receive money.

Each bank will have its specific routing number assigned to them to reduce the chances of miscommunication. In cases where the wrong routing number was provided during the transfer, it can cause your transaction to be delayed or denied, and if it was approved, it could be transferred to the wrong account.

M&T Bank's Routing Numbers For Local and International Wire Transfers

Type of Transfer Routing Number
Domestic Wire Transfer 022000046
International Wire Transfer to M&T Account in the US 31302955

Let's take a look at the routing numbers for each state in the US for M&T Bank.

M&T Bank Routing Numbers - All States

State Routing Number
Connecticut 022000046
Delaware 031302955
Maine 022000046
Maryland 052000113
Massachusetts 022000046
New Hampshire 022000046
New Jersey 022000046
New York 022000046
Pennsylvania 031302955
Vermont 022000046
Virginia 052000113
Washington, DC 052000113
West Virginia 052000113

How To Find Your M&T Routing Number on a Check

An infographic outlining the routing number, the account number and the check number on a check.

To locate your M&T routing number on a check, look at the "bottom-left corner" of the check.

Here, you will typically find the routing number for most banks in the US, followed by an account number and a check number.

How To Find Your M&T Routing Number Online?

Double-check your routing number with both your bank and the recipient.

You can find the M&T routing number online by:

  1. Check the state in the US in which you need to make payments. See the routing number by state.
  2. Logging into your M&T Online Banking or through M&T Mobile Banking. Note that you will need to provide the state zip code to determine the rate and fee.
  3. Check or statement issued by M&T.


Why do I need a routing number?

You need a routing number to ensure that all of your transactions are transferred to the right destination securely.

Your routing number can also be used for other banking activities such as bill payments, direct deposits, and automated online payments.

How do I find my M&T routing number?


Is '022000046' an M&T routing number?


Looking for a business account?