Airwallex vs Statrys: Accounts & Pricing Comparison [2025]

Founded in 2018, Statrys is a Hong Kong-based financial service provider offering financial and business-related products designed for SMEs. These include multi-currency business accounts, business payment cards, competitive FX options and company incorporation services in Hong Kong and Singapore.

Statrys provides cross-border payment solutions, including international payments via SWIFT and local payment options, which enables you to make transactions in local currencies using the local system, hence making them more cost-effective, as if you were a local. It also offers a mobile app for managing finances and dedicated, personalised human support for every account holder. The company has offices in Hong Kong, Singapore, the UK, and Thailand.

As of 2025, Statrys has served over 5,000 business account clients, facilitated more than HKD 4.5 billion in transfers, and handled a foreign exchange volume of HKD 1.8 billion.

• Eligible countries: Hong Kong, Singapore, and the BVI.
• Eligible company type: Most business entity types, including but not limited to sole proprietorship, public limited company (PLC), limited liability company (LLC), and limited liability partnership (LLP).
• Licences: Statrys is licensed as a Money Service Operator in Hong Kong and a Small Payment Institution in the UK.
• Custodian bank: DBS Hong Kong.

Airwallex is an Australia-based global financial platform for businesses founded in 2015, with backing from Tencent, a major Chinese multinational conglomerate. The platform offers core services such as a multi-currency wallet, business cards, and API integration. 1

As of 2025, Airwallex operates in 23 international offices and is rolling out several new features, including manual fund capture for Shopline, bulk transfer approvals on iOS and Android, expanded payment methods in countries like Switzerland, and instant wallet-to-wallet transfers via Airwallex Pay, among others. 2

• Eligible countries: Over 50 countries and regions, including Australia, New Zealand, Hong Kong, Singapore, the BVI, the UK, and the US.
• Eligible company type: As long as the account is used for business transactions, most business types, from sole traders to enterprises, are eligible. 
• Licences: Airwallex holds multiple financial services licences in the countries where it operates, including an Australian Financial Services licence in Australia, a Money Service Operator licence in Hong Kong, an Electronic Money Institution licence in the UK, and more
• Partner banks: DBS, JP Morgan, Standard Chartered, ANZ, and more.

Statrys offers a multi-currency account, allowing businesses to manage 11 currencies under one account and support local payments in 12 currencies. You can also send and receive money internationally using real-time SWIFT tracking and the competitive FX options. However, its range of supported currencies in the account is more limited compared to Airwallex.

In contrast, Airwallex combines local currency accounts with a multi-currency wallet. The local accounts come with varying currency options depending on the region. You can create multiple accounts to receive over 20 currencies combined from different local accounts, while funds can be held and transferred using the wallet. 3 Its broad range of currency options makes it suitable for businesses operating worldwide.

However, it lacks specific details on real-time SWIFT tracking, which could be crucial for businesses needing visibility into international payments. Regarding FX features, they mention competitive rates and FX APIs, but there is limited information on other FX options. 

Both platforms can be used to manage international payments. The best choice depends on which platform better suits your specific needs.

For receiving payments, Statrys is more cost-effective because Airwallex charges 0.3% per transaction in certain locations, which can add up if you are transacting with high volumes. 

For sending local payments, Airwallex provides free transfers, making it more cost-effective, while Statrys charges between HKD 5 and 75. 

For international transfers, Statrys charges lower flat fees for both sending and receiving payments, while Airwallex charges HKD 120-200 for outgoing transfers. 4 The receiving fee with Airwallex is percentage-based, so whether it’s high or low depends on the transaction volume. Overall, a flat fee may offer more predictability. Both platforms offer competitive FX rates.

Statrys is a good option for businesses that need access to ATM cash withdrawals. However, there is a 1.5% currency conversion fee when using cards to pay in a currency other than HKD, which may be less flexible than Airwallex's. 

Alternatively, Airwallex is better suited for businesses managing multiple currencies and digital payments. It has no foreign exchange fees when using existing currency balances and supports Apple Pay and Google Pay. However, it does not provide ATM access, and physical cards are available only in selected countries.

Statrys offers a relatively simpler application process for businesses in Hong Kong, Singapore, and the British Virgin Islands. Airwallex, while slightly slower process and more documents, provides broader global coverage, making it more suitable for companies with international operations or more complex business structures.

Statrys offers personalised customer support with a dedicated account manager and multiple communication options, such as live chat, phone, WhatsApp, and WeChat, which may appeal to businesses seeking direct, hands-on assistance.

Airwallex, on the other hand, provides support primarily through email, and phone calls are only available in some locations. They don't specify whether there are dedicated account manager services. However, Airwallex offers broader time zone coverage, which may suit businesses with international operations.

To gain a better picture, it’s helpful to read customer reviews on reputable third-party platforms like Trustpilot, Google Reviews, and others to see how users perceive the customer service of Statrys and Airwallex.

Statrys holds a Trustpilot rating of 4.5 out of 5, with users citing responsive customer service and a smooth onboarding process. However, some have noted that Statrys offers a limited range of services and restricts the types of companies it accepts for onboarding. 5

In comparison, Airwallex has a Trustpilot rating of 3.7 out of 5. Customers appreciate its easy account setup, wide range of services, and competitive rates, but some have reported challenges with customer support, response times, and unexpected fees. 6

While both platforms provide solid financial services, Airwallex stands out for its wider array of options, whereas Statrys has received positive feedback for customer support. Ultimately, the best choice depends on individual priorities.

In conclusion, Statrys is a practical option for SMEs in Hong Kong, Singapore, and the British Virgin Islands (BVI) that value personalised customer support, real-time tracking of SWIFT payments, and a solution to manage both local and international transactions with competitive fees.

Conversely, Airwallex is designed for global businesses that require a broader range of currencies, along with value-added features such as API-driven financial tools. This makes it well-suited for companies with complex cross-border operations.

Ultimately, the choice between the two depends on whether you prioritise dedicated support and cost-effective international payments (Statrys) or scalability and multi-currency flexibility (Airwallex).