How to Open a Revolut Personal Account Online in 2025

What is Revolut?

Established in 2015 in London by Nikolay Storonsky and Vlad Yatensko, Revolut is one of the most popular neobanks, with over 35 million customers.

The fintech company offers access to a full range of payment and banking services to individuals and businesses. They have gained significant recognition in the UK and the EU for their user-friendly interface, seamless cross-border transactions within EU member states, and the ease of opening an account.

Revolut is also a favourite among frequent travellers thanks to the Revolut payment card that can be used in most countries and higher-tiered plans that offer traveller benefits like global medical insurance, luggage and trip insurance, and discounted accommodation and airport lounge access.

Unlike traditional banks, Revolut provides services exclusively online - via a mobile app. There are no physical branches customers can visit. 

If you're considering using Revolut, this article will walk through the steps of opening a Revolut personal account in the UK. 

Revolut operates in other countries - like the EU, the US, and Singapore - where features, terms, and conditions may differ. If you are interested in Revolut personal accounts in a specific country, please check Revolut’s website in that country for more information. 

🔍 Tip: Explore more about neobanks and challenger banks.

Types of Revolut Personal Account

Revolut provides both personal and business account options. In this article, our emphasis will be on the personal account, which includes these options.

• Savings Account - Earn variable interest based on your plan, set goals for automatic savings, monitor progress, and access funds anytime. You can open a savings account in any currency but with potential fees and exchange rates. 
• Joint Account - Easily send, spend, share, and manage money with your partner, whether a family member or a friend. Come with a virtual matching card set and in-app customer support customised for shared account holders. 
• Revolut Pro for Freelance - An account for freelancers and solo entrepreneurs, with multiple ways to accept payments online or in person and a range of cashback based on your chosen plan.
• Revolut under 18 - A complimentary account designed for young individuals aged 6-17, featuring a dedicated app and spending card, along with parental control and guidance features.

Furthermore, Revolut offers 5 tiered plans with varying levels of benefits. These include

📱 Looking for a business account? Explore our Revolut Business Account Review and how you can open a Revolut Business account online.

Eligibility for Personal Accounts

It's worth noting that the criteria can differ for each type of account. For example, your country might be eligible for a personal account but not for a joint account.

In this section, we'll explore eligibility requirements.

General Eligibility

Revolut personal accounts can be opened by 

• Individuals aged 18 or above. However, If you fall within the age range of 6 to 17, you have the option to establish a Revolut <18 account with the assistance of your parent or legal guardian.
• Legal residents of the following countries.

You're eligible to open a Lite account if you're a legal resident of any of the following countries or territories:

• Armenia
• Azerbaijan
• Bangladesh
• Chile
• Kazakhstan
• Kuwait
• Macao SAR, China
• North Macedonia
• Oman
• Qatar
• Republic of Moldova
• Saudi Arabia
• Sri Lanka
• Vietnam

Eligibility for Joint Account

Requirements for both applicants:

• Must be 18 years old or older.
• Each applicant must have a personal Revolut account and have passed identity verification.
• Both applicants must reside in the same country.
• Neither applicant can have another Revolut joint account or pending invitation.
• Joint accounts are limited to a maximum of 2 people, and an existing personal account cannot be converted into a single joint account.

The following countries are eligible for joint accounts

Customers from Ireland, Spain, France, and the Netherlands can open a "Joint Account" only if they belong to the same legal entity, such as Revolut Bank UAB or a Local Branch.

Eligibility for Revolut Pro

To qualify for a Revolut Pro account, you need to:

• Have a personal Revolut account.
• Be a self-employed individual (not a company).
• Intend to use your Revolut Pro account solely for business purposes.

Revolut Pro account is subject to approval.

Eligibility for Revolut under 18s

Revolut <18 is currently available in Europe, Australia, Singapore, and the US.

To be eligible,

• You must have a personal Revolut account
• Revolut <18 Users are required to meet the minimum age criteria set by their respective countries.

For example, the age requirements of the following countries:

• Over 13 in the United Kingdom, the United States, Belgium, Denmark, Estonia, Finland, Gibraltar, Iceland, Latvia, Malta, Norway, Portugal, Singapore, Sweden, and Switzerland
• Over 14 in Austria, Bulgaria, Cyprus, Italy, Lithuania and Spain.
• Over 15 in Australia, the Czech Republic, France, Greece and Slovenia.
• Over 16 in Croatia, Germany, Hungary, Ireland, Liechtenstein, Luxembourg, the Netherlands, Poland, Romania, and Slovakia.

What Documents Do I Need to Open a Revolut Personal Account?

To apply for a Revolut personal account, you'll need a document to verify your identity, which varies depending on your country of residence. 

However, here is a list of generally accepted supported documents:

• Passport
• Driver's License
• Provisional Driver's License
• Residence Permit
• Visa Type D with an International Passport

For UK residents wishing to submit a digital biometric residence permit, please reach out to Revolut support.

On the other hand, these documents are not supported

• Visit, Tourist, or Schengen Visa
• Public Service Card
• Age Card
• Photo Card

Application Forms and Useful Resources

For more information, please refer to these resources:

• Countries supported by Revolut
• Documents supported by Revolut 
• Documents not supported by Revolut
• Revolut Joint Accounts terms and conditions 
• Revolut Pro Account terms and conditions
• Revolut <18 Account terms and conditions
• Revolut’s personal accounts fees

How to Open a Revolut Personal Account

Opening a Revolut personal account is simple and takes a matter of minutes. Anyone older than 18 can open a Revolut account if it’s available in their country. There are no special requirements.

The Revolut app is available in all major app stores. Here’s what the process looks like:

Step 1 - Download the Revolut app 

You can easily download the Revolut app from either the Google Play Store or Apple Store. When searching for the app for personal use, look for the one with a white background. It's important not to confuse it with the Revolut Business app, which is solely for business purposes and doesn't allow for personal account setup.

Alternatively, you can visit the Revolut personal webpage and click on "Sign Up," which is located at the top right corner. Once you click, a popup will appear where you can scan a QR code to download the application or receive a text message with a link to download the application.

Step 2 - Enter Your Phone Number and a Six-digit Code 

The next step is to enter your phone number, and you will be sent a 6-digit code via a text message to verify the Revolut account.  

💡Tip: It is best to have a UK phone number, but Revolut App offers the option to open with other countries' phone numbers.

Step 3 - Enter Your Personal Information (Name, Birth date, Address, and Email address)

After you verify your number, you will be asked to choose your country of residence, enter your first and last name, and provide your birth date, address, and email.

You will also need to claim your @revtag, which is a unique code you can use to send and receive money with other Revolut users. 

Step 4 - Top Up Your New Account (Optional)

Next, you'll have the option to top up your account. To do so, provide your bank account details for the initial deposit. 

Your progress should be saved at this stage, allowing you to either proceed to the next step or resume the verification process when you're ready.

Step 5 - Verify Your Identity

To verify your identity, you'll need to take a live photo of a valid government-issued document and a live photo of your face.

In case you are resuming the process, open the Revolut app and go to your 'Profile' by tapping the profile icon at the top left. Then, select 'Account' and 'Personal details'. You'll be guided to verify your account.

First, take clear photos of both sides of the identity documents that match your Revolut profile details. Make sure all details on the document are readable for a smoother approval process. It's best to turn off the flash to avoid glare. 

The photo must be taken live, as Revolut doesn't accept screenshots or copied and scanned images.

Likewise, take a real-time selfie, ensuring it's just you in the frame. Choose a well-lit area and make sure your entire face is visible. Revolut also doesn't accept existing selfies from galleries or scans.

Step 6 - Choose Your Plan

After your profile has been approved, you can select a plan and pay any applicable fees.

How to Apply for a Joint Account

If you wish to open a joint account with Revolut, you must first have a personal Revolut account. Once you have secured your personal account, follow these steps to open a Joint Account:

• Tap the account selector located below your balance.
• Choose '+Add new'.
• Select 'Joint Account'.
• Follow the on-screen instructions to proceed.
• The other applicant will need to accept your invitation for the joint account.

How to Apply for a Revolut Pro Account

Likewise, to open a Revolut Pro account, you must first register for a Revolut personal account through the app. Once you've secured your personal account, you can then apply for Revolut Pro.

To create a Revolut Pro account, follow these steps:

1. Go to Home.
2. Tap 'Account selector' below your balance.
3. Tap '+Add new.'
4. Choose 'Pro account' 
5. Provide information about your business activities
6. Confirm that the account will only be used for business purposes.

Once you've provided all the required information, the verification process typically takes less than 24 hours.

There is no application fee for Revolut Pro.

How to Add a Revolut <18 Account

Revolut <18 is a sub-account to the Revolut personal account. Once you have a personal account, you can add either one or multiple Revolut >18 accounts, depending on your plan.

To create a new <18 account, follow these steps:

1. Go to 'Home'.
2. Tap the account selector below your balance.
3. Tap '+ Add new'.
4. Select '<18 account'.

You can also pin the <18 accounts to your favourites for easier management. Here's how:

1. Go to 'Home'.
2. Tap the account selector below your balance.
3. Scroll down and select '<18 account'.
4. Tap and hold the account, and you’ll see the option to mark it as a favourite.

There is no application fee for Revolut <18.

How Long Does it Take to Open a Revolut Personal Account?

You can complete the application details within minutes. However, verification results may vary, taking anywhere from minutes to up to 7 days.

How Much Does It Cost to Open A Revolut Personal Account?

We can not find information regarding account setup fees, initial deposit requirements, or minimum balance requirements.

Considering that most neobanks typically do not charge setup fees, it is probable that opening a Revolut personal account, especially for the standard account option, may not incur any setup fee. However, we cannot verify this information, and it is advisable to contact Revolut directly for precise details.

Once the account is established, there are monthly fees and transaction fees associated with it. 

Details regarding monthly fees are provided below for reference.

How to Contact Revolut Personal Customer Support? 

If you're seeking assistance from Revolut's customer support, there are several channels available:

• Visit the Revolut Help Centre page to find answers to common questions.
• In-App Chat: Navigate to your profile picture or initials at the top left corner of the app. Open the Help section, and select the relevant category and topic. Finally, tap the ‘Chat with us’ button. Please note that you may initially interact with a chatbot. If the chatbot is unable to address your query, you'll be connected to a human agent for further assistance.
• Email support@revolut.com.
• Automated phone line for card blocking: If you need to block your card, dial +442033228352. Please be aware that fees may apply, and this number is solely for card-blocking purposes. Connecting with a human agent is not possible through this line.
• Request a Call Back: This option is exclusively available for Ultra plan users.

💡 Tip: During application, Revolut support is solely via in-app chat. If you get suspicious links or calls for identity re-verification, don't share account info.

Featured Reviews on Opening an Account with Revolut

Aleksandr rated Revolut ⭐⭐⭐⭐⭐

Very simple and clear application

Very simple and clear application, it takes a few minutes to open an account (...), quick process + quick support! Really very well done! Thank you

Source: Trustpilot review

Loredana rated Revolut ⭐⭐⭐⭐⭐

Very easy to install and use

Very easy to install and use. It took me another 10-20 minutes to figure out how it works, but then it was a very simple and fast-forward app. I use it quite a lot occasionally. I would consider lower down the monthly payments, they are considerably high in proportion to many other apps, similar to this one.

Source: Trustpilot review 

Revolut Personal Alternatives

🔍 Tip: For a comprehensive comparison, check out our article on 5 best alternatives to Revolut