If you’re here to decide whether Aspire Hong Kong or Statrys is “better,” the honest answer is: it depends on your business. Both are strong, but neither is perfect for everyone.
Statrys leans into multi-currency control, transparent fees, and human support. Aspire leans into speed, card-led spend management, and automation. We both have different design choices with different trade-offs.
Here’s a side-by-side comparison to help you weigh the strengths and trade-offs of each platform, so you can see which one aligns best with your business needs.
Disclaimer: The information in this article is accurate as of November 2025. Details may change over time; please check the providers' websites for the most current information.
Quick Take: Which One You Should Use?
Use Statrys if
✔️ You operate in multiple countries and need to hold and send a variety of major currencies at cost-effective rates.
✔️ Real-time tracking of international payments is essential for your business.
✔️ You value dedicated support and multiple support channels.
✔️You want to optimise foreign exchange with competitive rates, low fees, and effective tools
Use Aspire if
✔️You primarily need domestic HKD transfers that are processed instantly or within hours.
✔️ You require automated workflows to streamline your operations.
✔️ You want access to integration marketplaces like Amazon, TikTok, or Shopee.
✔️You want unlimited virtual cards, with perks for SaaS purchases.
To summarise, Statrys is great for businesses that are international or expanding globally, care about predictable costs, and want visibility and control over cross-border transactions. Aspire is ideal for local-focused businesses and SaaS-heavy companies that want automation, integration, and cards with spending control.
Key Feature Comparisons
| Features | Statrys | Aspire |
|---|---|---|
| Hold currency | 11 currencies, HKD, CNY, EUR, USD, GBP, AUD, CAD, CHF, JPY, NZD, SGD | 5 currencies, HKD, CNY, EUR, USD, GBP |
| Currencies you can send | 18 currencies | 13 currencies |
| Send these currencies locally (Local payout)* | HKD, CNY, EUR, USD, GBP, AUD, INR, SGD, IDR, PHP, THB, TRY, KRW, VND | HKD, CNY, EUR, USD, GBP |
| Send Funds | To 140+ countries | To 130+ countries |
| Receive Funds | From 140+ countries | From 130+ countries |
| Local transfer speed | Hours to within the same working day | Instant (FPS) or 2–4 hours (CHAT) |
| International (SWIFT) transfer speed | 1–3 business days | 2–3 business days |
| Real-time payment tracking | ✅ | Not specified |
| Integration | Xero, Shopify, Stripe, PayPal | Xero, QuickBooks, Osome, Netsuite, Amazon, TikTok, Shopee, Shopify |
| API integration | ❌ | ✅ |
| FX tools | ✅ Spot order | ❌ |
Statrys offers broader currency coverage, greater transparency with real-time tracking, and more local payout options, making the account suitable for companies operating across multiple markets. Aspire emphasises fast domestic HKD transfers, automation through API access, and a wider range of integrations, but supports fewer currencies.
*Explore our FAQs to understand how Statrys local payouts help you get lower fees, faster processing, and ensure recipients receive the exact amount you send.
Key Fee Comparison
| Fees | Statrys | Aspire |
|---|---|---|
| Monthly fee | ❌ | ❌ |
| Send local transfer | HKD 5 | Free (FPS), HKD 55 (CHATS) |
| Receive local transfer | Free | Free (FPS), HKD 15 (CHATS) |
| Send HKD, CNY, EUR, USD, GBP | HKD 5 - 25 via local payout | HKD 0 - 55 |
| Send AUD, SGD | HKD 25 - 50 via local payout | You will need to use SWIFT (~HKD 120 - 200, plus FX) |
| Collect International SWIFT transfer | HKD 60 | HKD 60 |
| Send International SWIFT transfer | HKD 85 | USD 15 - 30 (about HKD 116 - 233) |
| FX rates & fees | Based on mid-market rate, with fees as low as 0.1% | Receive: 0.18% Send: From 0.18% Above mid-market rate |
For domestic FPS transactions, Aspire is generally the more cost-effective choice. However, for international operations, Statrys may provide more advantages: the fees and FX rates are more predictable, and pricing is tied closer to the mid-market rate, offering greater transparency for high-value or frequent global transfers.
Application Process Comparison
| Statrys | Aspire | |
|---|---|---|
| 100% application | ✅ | ✅ |
| Who can apply | Standard incorporated entities (sole proprietorships, LLCs, LLPs, etc.) registered in Hong Kong, Singapore, and the British Virgin Islands (BVI) | Standard incorporated entities in 16 countries , including Singapore, Hong Kong, and the United States |
| Approval time | Typically under 3 business days (once documents are complete) | 1 day if you provided all documents, including proof of business, longer if you are a new company without a business website |
Both platforms offer a fully online process. Aspire’s wider country coverage makes it easier for companies in multiple regions to get started, though approval times for new companies can be longer. Statrys and Aspire are similar in onboarding convenience, but Aspire holds a slight advantage.
Customer Support Comparison
| Statrys | Aspire | |
|---|---|---|
| Customer support channel | FAQs, phone, email, website, live chat, WhatsApp, and WeChat | FAQ pages, in-app chat, website contact page, WhatsApp |
| Dedicated account manager | ✅ | We couldn’t find information |
| Working hours |
10 am to 7 pm (GMT+8), Monday to Friday (except Hong Kong public holidays) 24/7 through website chat (automated — Statrys replies during business hours if not resolved) |
English: 24/7 Mandarin and Cantonese: 9 am – 5 pm HKT daily |
Statrys’ dedicated account manager and wide range of support channels can give customers confidence in personalised guidance and reliable assistance. Aspire delivers 24/7 digital support in English and business-hour support in Mandarin and Cantonese, enabling convenient round-the-clock inquiries; however, it is unclear whether responses come from automated systems and whether dedicated account managers are available.
User Reviews & Ratings
| Rating & Reviews | Statrys | Aspire |
|---|---|---|
| Trustpilot Score |
~4.5/5 stars from 360 reviews (as of November 2025) |
~4.1/5 stars from 142 reviews (as of November 2025) |
| Common Praise | Fast onboarding, responsive human support, and a user-friendly platform | Clean interface, simple expense submissions, convenient payments |
| Common Complaints | Application rejection due to prohibited business type or location | Delays in international transfers, confusion over some features and fees, and mixed feedback on customer support |
Statrys and Aspire both earn positive reviews for different reasons: Statrys is valued for support, while Aspire is praised for usability and convenience. Complaints highlight a contrast: Statrys faces eligibility and onboarding limits, whereas Aspire struggles with clarity in certain features.
Q: How would you describe Aspire’s customer support?
Honestly, their customer support left a lot to be desired. I received repetitive email responses with vague timelines, and I even got unscheduled calls from Singapore that disrupted my day. The outreach felt generic and impersonal, and important updates were only sent via email—sometimes with alarming subject lines that made me feel uneasy.
What made you choose Aspire in the first place?
How was the onboarding and account opening process?
Aspire promotes competitive pricing — how has that been in your experience?
Based on your experience, who do you think Aspire is best suited for?
FAQs
What are the key differences between Aspire and Statrys business accounts?
The key differences are that Statrys supports more currencies and broader local payout options, while Aspire provides faster domestic HKD transfers, API access, and more marketplace integrations.
Are there any account fees for Statrys and Aspire?
Which platform is better for my business?
Disclaimer
Statrys competes directly with Aspire in the payment industry. However, we're committed to providing an unbiased, thorough review to help you make an informed choice.
