The payment card has a maximum limit of HKD 500,000 per cardholder per year, irrespective of the number of physical or virtual cards they possess. this limit is set by our card provider and it currently cannot be modified or adjusted.

This means that the total combined spending and withdrawal amount across all your physical and virtual cards cannot exceed HKD 500,000 per year. Please ensure that you stay within this limit while using your payment card for transactions and cash withdrawals.